Phone: 952-474-1444
Fax:      952-474-3471
Find an agent near you. Enter your zip code here:

The Concept

“Insure the big things, self-insure the little stuff!”

“The Big Things”

Let the insurance cover the "Big Things."

“The Little Stuff”

Open a Health Savings Account (HSA) – each year you can deposit money in your HSA (up to current government limits).  Your HSA can reimburse you for the “little stuff,” like prescriptions, clinic visits, dental expenses, and eyewear, just to name a few.

Your HSA is Tax Preferred:

  • Yearly deposits are deductible to employers and an offset to taxable income for most individuals
  • Medical, dental, and vision care reimbursements are not considered a taxable event.
  • Interest or investment growth in a HSA is tax sheltered
  • At age 65, any balance in the HSA can continue to reimburse eligible expenses or can be withdrawn, subject to ordinary income tax.

Click here for more information on HSA's from Select Account